Security is one of the basic 
                  needs of human being. It is in our character to want to be secured 
                  and protected. We want to be sure that whatever happens, our 
                  well-being is not seriously affected. That led to the creation 
                  of the centuries old insurance industry. 
                   
                  Insure, by definition, means "to make certain especially 
                  by taking necessary measures and precautions". Insurance 
                  is a means to ensure that we have the financial ability to meet 
                  our obligations and achieve our financial goals despite mishaps. 
                  It takes the form of life insurance, where one's ability to 
                  provide for beneficiary is insured, and general insurance, where 
                  financial impacts of other misfortunes are mitigated. 
                   
                  As the industry developed, so did the complexity of insurance 
                  products. From pure term insurance to endowments, limited pay 
                  to universal life insurance, key-man to multiple life insurance, 
                  critical illness to hospitalization benefits, travel to home 
                  contents... For most, it is a daunting task just to understand 
                  the nature, terms and conditions of various products and to 
                  select the most suitable combination that fit to ones’ needs 
                  is far-fetched. 
                   
                  Arcadia represents our clients to arrange for the best suited 
                  insurance solution. As a broker, we have deep knowledge of various 
                  offerings from different insurance companies. Our job is to 
                  ensure that our clients' needs are met in terms of risks covered, 
                  sum insured, cost effectiveness, flexibility and other client-defined 
                  criteria. We plan with our clients carefully so that they and 
                  their loved ones are protected and enjoy the security and peace 
                  of mind. 
                  
                |